Motorcycle accidents are often linked to serious risks like damages, injuries, and even fatalities. In fact, it is estimated that the number of motorcycle fatalities now stands at 6,218 and that the rate is 26.16 per 100 million vehicle miles. Legal matters for this kind of accident can be more complex to handle without legal guidance or assistance.
Operating a motorcycle without insurance can result in fines, license suspensions, or other penalties. It is actually legally required to have motorcycle insurance in Maryland, as well as other states, although insurance rates may vary. If you’ve been involved in an accident with someone who doesn’t have insurance, a motorcycle attorney can help you process uninsured coverage.
Regardless of the scale or complexity of the case, experienced motorcycle accident lawyers can also handle a wide range of cases, from minor accidents to those resulting in severe injuries or fatalities.
This article will help you understand the scenarios where an attorney’s assistance can help protect your rights, interests, and future.
Types of Motorcycle Accidents
Depending on the severity, any motorcycle accident can cause its victims losses, injuries, and even death. Albuquerque motorcycle accident lawyer Rachel Berenson says that awareness of these types of accidents can help you stay vigilant on the road and take the necessary precautions to guarantee your safety.
- Rear-End Collision: When the other hits you from behind. This happens when cars fail to maintain a safe following distance or are distracted.
- Left-Turn Accident: This occurs when a vehicle turns left in front of you, often misjudging your speed or failing to see you altogether. It happens when a car merges into your lane without noticing your presence, leading to a collision.
- Dooring Accidents: Where a driver or passenger opens a car door in your path, causing a hazardous situation.
- Blind Spot Accidents: When a driver fails to check their blind spot and merges into you.
- Intersection Accidents: Where a vehicle disregards a stop sign or red light, leading to a dangerous situation for motorcyclists.
In each of these scenarios, a motorcycle attorney can provide legal guidance and representation, proving the other driver’s liability or negligence and pursuing a claim for your losses.
Dealing With Insurance Companies
Some lawyers pointed out that you do not have to speak to an insurance company in any determined amount of time. Hiring a motorcycle attorney can help victims focus on their recovery and daily lives while the attorney handles the legal aspects of their case.
When communicating with insurance adjusters, be cautious. They may try to settle quickly and for less than you deserve. Gather all necessary documentation, such as medical records, police reports, and repair estimates, to support your claim effectively. Respond immediately to any requests for information, but be wary of providing recorded statements without legal guidance.
Understand the terms of your insurance policy. Different policies have different coverage limits and requirements. Make sure you comprehend what’s included in your policy to avoid any surprises during the claims process. Keep detailed records of all your interactions with the insurance company, including dates, times, and the content of conversations.
Understanding Legal Rights
You have these legal rights that can empower you to make informed decisions and work towards a fair resolution following a motorcycle accident. We’ve listed down the rights you’re entitled to:
- The right to seek medical treatment and to file a claim for any injuries sustained.
- The right to legal representation. It means you can hire an attorney to represent you in legal matters related to the motorcycle accident.
- The right to gather evidence from the accident scene. This includes taking photos, obtaining contact information from witnesses, and keeping records of any conversations with insurance companies.
- The right to pursue compensation for damages such as medical expenses, lost wages, and pain and suffering.
Seeking Fair Compensation
After an accident, you may face medical expenses, lost wages, motorcycle repairs, and other related costs. Seek fair compensation to alleviate the financial burden placed on you due to the accident. When pursuing compensation, gather evidence such as police reports, medical records, witness statements, and documentation of expenses. This evidence will support your claim and help you negotiate a fair settlement.
Benefits of Legal Representation
When faced with the aftermath of a motorcycle accident, a motorcycle attorney brings expertise in dealing with insurance companies and understanding the laws surrounding motorcycle accidents. Legal representation can also help you avoid costly mistakes that could jeopardize your claim.
A motorcycle attorney can handle the extensive paperwork and communication with the various parties involved, relieving you of the stress and allowing you to focus on your recovery. They have experience in assessing the full extent of your damages, including medical expenses, lost wages, pain and suffering, and future rehabilitation needs. Working with them increases your chances of receiving fair compensation for the injuries and losses you have endured due to the motorcycle accident.
Conclusion
When you find yourself in a motorcycle accident, don’t hesitate to hire a motorcycle attorney. With their expertise and guidance, you can focus on recovering from your accident while they handle the legal aspects of your case.